Capital & Debt Advisory

Overview

What Is This Engagement?

Getting capital is hard. Getting the right capital — at the right terms, from the right source — requires expertise most small businesses do not have in-house. The difference between a well-structured deal and a poorly structured one can cost you hundreds of thousands of dollars over the life of the relationship.

This engagement draws on direct experience structuring debt recapitalizations and relationships with more than 10 lending sources — from community banks and SBA lenders to alternative finance companies and private credit funds.

Fee structure: fixed upfront fee for assessment and advisory work, plus a 1–2% success fee applied to total capital raised or restructured at close. Ongoing advisory is billed at after the initial assessment phase.

What You Receive

Your Deliverables

How It Works

The Four Dimensions

Is This Right for You?

Strong Fit If…

• You need to raise capital for growth, acquisition, equipment, or working capital — but are unsure where to go
• You have existing debt that feels expensive, inflexible, or poorly structured
• You have been turned down by a bank and are unsure why or what your alternatives are
• You are preparing for a refinancing, recapitalization, or sale and want capital structure clean first
• You need a professional to prepare lender materials and manage the process — not a list of banks to call
• You want someone who has actually sat across the table from lenders and knows how the process works